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The Smith Manoeuvre – Make Your Mortgage Tax Deductible

ant to cut years off of your mortgage and save thousands of dollars? I certainly do, and that's why I'm starting a Smith Manoeuvre immediately.11 Vote(s)

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Stock Market Picking Contest

I truly don’t believe that there are more than handful of people out there who can truly pick stocks with enough skill to beat the street on a long-term basis. 13 Vote(s)

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Expense Tracking Spreadsheet - My University Money

Just a short post today to announce the upload of my personal expense tracking spreadsheet. If you are considering tracking your expenses in the new year to gain a better understanding of where your...

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Why You Shouldn't Go To University

For some people, university is a smart idea. But, it’s clearly not for everyone. Let’s take a look at some reasons why you shouldn’t go to university.15 Vote(s)

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What Boxing Taught Me About Personal Finance

I think there are definitely aspects of boxing you can broadly apply to personal finance. Plus, every “tough guy” out there thinks they can fight, and every guy at the water cooler who has read the...

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My Sirius/XM Discount Journey

I constantly amazes me what the mark up is on certain products and services, and how much money you can save by remembering that Everything Is Negotiable! I’ve saved little bits of money on monthly...

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Thank You To People With Credit Card Debt - Young And Thrifty

Most personal finance-types out there have a real vendetta against those people that carry balances on their credit cards. They preach fire and brimstone to anyone that pays “low” credit card interest...

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New Years Goals Revisited - My University Money

New years goals usually fall apart and I don't want to completely forget about them so here is a post to let everyone know where I'm at!14 Vote(s)

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Gold vs McDonalds - My University Money

still can’t get over why people put so much stock in gold when the stock market hits a recession or when international markets in general hit turbulence. It makes little sense to me that this is what...

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Should I Work During the School Year? - My University Money

When students arrive on campus for the first time with visions of red solo cups and shiny new student loan cheques dancing in their heads, few give much thought to the idea of when, where, and even if...

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Avoiding the Temptation to Pay Down Debt - Young And Thrifty

I think I’m probably influenced to some degree by all these articles that I read, so I am finding myself having to fight the urge to pay down my debt.13 Vote(s)

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Hockey Cards – My First Experience In Market Bubbles and Speculation

when I began collecting hockey cards I didn’t realize at the time I was getting my first education into the world of market bubbles and speculation13 Vote(s)

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Government Job vs Entrepreneurship - The Battle for My Soul - Young And Thrifty

On the surface it appears that I am not thankful for what I have, and that “the grass always looks greener”. Maybe there is some truth to that; however, I believe there is something else at work there...

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Why Do We Assume We Are Smarter Than The Other Guy?

How we can be so arrogant as to think that we stand a good chance of beating the market over an extended time frame. “The market” is the average rise and/or fall of the market you are trading within...

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3 Ways Higher Education Can Get You That Promotion

With a higher education, though, you can give yourself an edge and score the position you’ve had your eye on.16 Vote(s)

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Dollar Cost Averaging Strategy - My University Money

There is this cool thing that happens when you ignore all the stock picking stuff that people talk about, stop paying attention to the “experts” on TV and simply invest your money in a dispassionate...

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New House vs "New to You" - Young And Thrifty

Now the decision becomes, do you build the house of your dreams from scratch, or search for something to move into tomorrow?17 Vote(s)

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Misinformation on Mutual Funds - Young And Thrifty

I’m a huge fan of the Globe and Mail. I read it every day, and the finance section is usually full of good stuff including my boy Rob Carrick who has become a sort of Canadian guru in own right. We...

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Student Advisors - Positive or Negative Experience?

Student advisors may have a pretty bad reputation of ruining your academic career. This is often brought on by just by making a normal human mistake, or just some terrible advising.16 Vote(s)

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Get Others to Pay Your Fees - Young And Thrifty

If you’re like me, you hate those pesky fees in life. You know the ones I’m talking about, the little things that get tacked on wherever you go.16 Vote(s)

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